PAYE Services

PAYE (Pay As You Earn) is how employers collect income tax and National Insurance from employees' pay and account for it to HMRC. It sounds simple; in practice it means real-time filings on or before every payday, constantly changing tax codes, statutory payments, student loans, pension deductions and strict payment deadlines — with automatic penalties when any of it slips.

Our CIPP-qualified team runs PAYE for more than 250 employers. We register your scheme, run the calculations, file every submission and deal with HMRC on your behalf, so you never lose another morning to a payroll helpline.

What Your PAYE Obligations Actually Are

As an employer you must deduct income tax and employee National Insurance from pay, together with student loan repayments and pension contributions where they apply. On top of that you pay employer National Insurance at 15% on each employee's earnings above the £5,000 secondary threshold (2026/27). Most eligible employers can reduce their employer NIC bill by up to £10,500 a year through the Employment Allowance — a claim that is easy to miss and easy to get wrong; we make it for every qualifying client.

You must also keep payroll records, issue payslips, operate the right tax code for every employee and report everything to HMRC in real time.

Real Time Information: Filed On or Before Every Payday

Every time you pay staff, a Full Payment Submission (FPS) must reach HMRC on or before payday, showing what each employee was paid and what was deducted. An Employer Payment Summary (EPS) is filed where you reclaim statutory payments, claim the Employment Allowance or report a month with no payments. Late or missing filings trigger automatic monthly penalties that scale with the size of your scheme.

We build RTI into the pay run itself — the FPS goes with every payroll we process, and EPS claims are made proactively so you never pay HMRC more than you owe.

Starters, Leavers and Tax Codes

Getting people on and off the payroll correctly prevents most PAYE errors. We process P45s and starter checklists so new employees begin on the right tax code, issue P45s to leavers promptly, and apply HMRC tax code notices as they arrive so under- and over-deductions never build up unnoticed. Every employee receives a P60 by 31 May after the end of each tax year.

Paying HMRC on Time

PAYE and NIC must reach HMRC by the 22nd of the following month when paying electronically (the 19th by post). Smaller employers whose average monthly liability is under £1,500 can pay quarterly instead — a cash-flow advantage many miss. We tell you exactly what to pay and when, reconcile your liabilities against HMRC's records, and chase down discrepancies before they turn into demands.

PAYE Compliance Reviews and HMRC Investigations

HMRC runs regular employer compliance checks covering PAYE, employment status, expenses and benefits. We carry out PAYE health checks that find and fix issues before HMRC does — and if you are selected for a review, we manage the process end to end: preparing records, handling correspondence and negotiating settlements where needed.

Benefits in Kind and What Is Changing

If you provide benefits such as company cars or private medical insurance, these are currently reported on annual P11D forms, with Class 1A National Insurance due in July. From April 2027 HMRC will begin phasing in mandatory payrolling of benefits, starting with company cars, vans, fuel and employer-provided medical benefits — a significant change to how PAYE operates day to day. We prepare P11Ds today and will move clients onto payrolled benefits well ahead of the deadline.

What You Get With Acumon

• PAYE scheme registration and setup with HMRC
• FPS and EPS submissions filed on or before every payday
• Employment Allowance claimed wherever you qualify — worth up to £10,500 a year
• Tax codes, starter checklists, P45s and P60s handled for every employee
• Clear monthly figures for exactly what to pay HMRC, and when
• PAYE health checks that catch errors before HMRC does
• Full representation during HMRC employer compliance reviews

Why Acumon for PAYE Services?

• Runs PAYE and payroll in-house for 250+ companies
• All payroll staff hold Chartered Institute of Payroll Professionals (CIPP) qualifications
• All payroll team members are based in the UK

Get a Fixed-Fee Quote

Tell us what you need and we'll come back within one business day with a clear scope and a fixed price — no hourly-rate surprises. Call 020 8567 3451 or use the form and we'll be in touch.